Carter Bank & Trust Debit Card

The Carter Bank & Trust Debit Card is a powerful tool that makes banking and shopping worldwide safer and more convenient. We offer the option of a personal debit card with all our checking accounts. To provide you with the safety and convenience of making all your purchases faster and easier by paying directly from your checking account

Chip Technology Makes an Already Secure Card Even Safer

We’re pleased to introduce the added security of chip technology to your Carter Bank & Trust Debit Card. Chip cards have a microchip embedded in the card that provides increased protection against fraud.

Your chip card comes with technology that is already in use around the world, and has been proven to reduce counterfeit fraud.

Shop with confidence – at home and around the world – knowing that the chip in your card can help protect you from fraud while opening up the world for you.

Debit Card Fraud Alerts

Carter Bank & Trust’s Debit Card gives you a convenient, safer alternative to using cash and checks.  With our debit card fraud monitoring notification system, we monitor card transactions 24/7 for suspicious activity; and when warranted offer two types of alert notifications, phone calls and text messages.

Phone calls

  • Automated fraud alert phone call from 800.279.2674 upon detection.
  • When alert call is received, prompts for action given, including the option to speak with a person.
  • No required enrollment. Automated calls are sent automatically upon fraud detection.

Text messages

  • For faster notification of fraud alerts, receiving text messaging is available.
  • Required enrollment to receive fraud alert text messages. To enroll, respond “YES” to enrollment text message.
  • Once enrolled, if no response to text message, an alert phone call will be sent.  To stop receiving fraud alert text messages, simply select, “STOP,” in any alert message or visit your branch or call 833.ASK.CBAT or (833).275.2228.

Chip Cards are Easy to Use

Your Carter Bank & Trust Debit Card is a convenient and secure way to shop with assurances anywhere at any time. All consumer checking accounts come with a free Debit Card.

  • At retailers with chip-enabled terminals. Insert your card and follow the prompts on the terminal.
  • At retailers without chip terminals. Swipe your card and proceed as you normally would.
  • Over the phone or online. Provide your card information the way you always have when you’re ready to make a purchase.
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